THE TESSERACT
Treasure Has a Shape. We Make It Legible.
A six-account wallet architecture built on deterministic boundaries. The Tesseract does not hold your funds, it reveals their structure. All deposits remain with our Financial Infrastructure Partner; all interest is earned through their treasury program. Roxy provides the geometry, not the custody. Launching with our Financial Infrastructure Partner (to be announced).
Join the waitlist. We'll notify you when The Tesseract launches in your timezone. First access goes to enterprises with complex treasury operations.
Six accounts. No more, no less. This topology separates ingress from reserve, reserve from spend, domestic from international, and internal truth from external rails. The Tesseract is a projection, a way of seeing your financial structure with clarity, not a custodian of your funds.
Inbound Treasury
"Where does money enter?"
The single entry point for deposits held by our Financial Infrastructure Partner. Roxy observes the flow; it does not receive or store funds.
Core Treasury
"What is our true reserve?"
Your primary balance, held by our Financial Infrastructure Partner, visualized through Roxy's deterministic lens. This is the surface against which runway is measured.
Operational Spend
"What do we actually spend?"
Day-to-day activity. Vendor payments, payroll, cards, all executed through our Financial Infrastructure Partner. Roxy enforces the boundaries, not the transactions.
Roxy Internal Ledger
"What's the truth?"
Every system event becomes a C-MOS ledger entry. Immutable. Ordered. Verifiable. This is the internal record of the manifold, not a financial account.
Tax Reserve
"What's owed?"
A designated view of funds held by our Financial Infrastructure Partner for tax obligations. Roxy enforces the separation; our Financial Infrastructure Partner holds the balance.
FX & International
"Where's our currency exposure?"
All non-USD flows and conversions occur through our Financial Infrastructure Partner. Roxy isolates the exposure topologically, not custodially.
The Five Invariants
These are not policies. These are structural rules enforced by the substrate. Any action that violates them is rejected before it occurs.
Source/Use Separation
Operational spend cannot originate from reserve surfaces. Boundaries are enforced by geometry, not habit.
Tax Integrity
Funds designated for tax obligations remain isolated. Only tax authorities may be paid from this surface.
Runway Integrity
Your reserve surface maintains a minimum threshold. Roxy reveals the boundary; it does not enforce custody.
Ledger Consistency
Every system event produces exactly one C-MOS ledger entry. No gaps. No duplicates. No ambiguity.
FX Isolation
All currency exposure is confined to the FX surface. Core reserves remain pure USD unless you choose otherwise.
Interest Reflection
Interest on your balance is earned through our Financial Infrastructure Partner's treasury program and reflected within the Core Treasury view. Roxy does not generate or guarantee returns — it simply reveals them.